Medicare Basics | South GA Medicare

Don't know much about Medicare?

Here's a place to get started and learn more about what Medicare offers and what it can do for you.

What's Medicare?

Medicare is federal health insurance for people 65 or older, some younger people with disabilities, people with End-Stage Renal Disease.

Your Medicare Card

Pictured above is a sample Medicare card. It contains what's known as original Medicare or (Parts A&B). Always keep this card, even if you change plans. The card tells you the effective dates and coverages that you have, and is also known as "Original Medicare". It's comprised of Part A (Hospital Coverage) and Part B (Doctors or Medical coverage)

With Parts A&B Medicare covers 80% of your health costs. When signing up for Medicare A&B you will need to look into getting a Part D Plan to cover prescriptions, if not covered by other, credible coverage.

Want to learn more? Click the image below to download our free "Medicare Basics" guide

Medicare Supplements "Medigap" Policies

Medicare Supplements (also known as Medigap) are private insurance plans that cover the "Gaps" left over from Medicare. This is normally the 20% left over from Medical expenses.

Part D Plans

Medicare Part D, the prescription drug benefit, is the part of Medicare that covers most outpatient prescription drugs. Part D is offered through private companies either as a stand-alone plan, for those enrolled in Original Medicare

Part C or Medicare Advantage

"Part C" aka Medicare Advantage Plans, are plans sold by private insurance companies. They cover everything original Medicare does, but with some extra benefits added in.